Banking & Finance Framework for UK public bodies

Over the past 12 months, CPRAS has supported over 100 Public Sector organisations, including 25% of UK Local Authorities to access improved financial services and identify savings of up to 55% per year.

Our Framework provides a straightforward, compliant route for your organisation to contract Banking Services, Merchant Services and innovative Open Banking solutions, with competitive rates, meaningful social value, and in-built performance monitoring features.

We are currently offering all UK Public Sector organisations and charities a complimentary comparison report, to help identify the potential savings and service improvements available to you today.

Your organisation can benefit from a comparison report if you are facing

Financial pressures and a strain on resources

Upcoming contract renewals or legacy arrangements

A need to assess contract performance and identify savings

Increasing banking or merchant services costs

Every month without a structured review could mean continuing to pay more than necessary.

Review options with greater confidence

We will create a detailed cost and service comparison report specific to your organisations requirements that matches you with your optimal, pre-vetted supplier, in less than two weeks.

Case study

Warwickshire Police

Banking Services

Seven weeks to a compliant contract, and 30% saved.

Warwickshire Police came to CPRAS for a new banking contract. Seven weeks later it was signed: fully compliant, at rates the force had been advised were not achievable, with a CPRAS Account Manager running the process from first call through to go-live.

In just seven weeks from contacting CPRAS, we secured a new, fully compliant banking contract delivering 30% net savings. Our CPRAS Account Manager coordinated the entire process, reduced internal pressures, and negotiated better rates than we had been advised were possible.

Michael Kaine · Head of Accounting and Financial Control, Warwickshire Police

The numbers

7 weeks

from first contact to signed contract

30%

net saving on banking costs

£0

cost to access the Framework

Figures as reported by Warwickshire Police.

How it works

Complimentary comparison report

We will produce a comprehensive, like-for-like comparison report to help you identify the potential savings and services available for your organisation.

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Optional

Refinement (optional)

You can easily adjust each element of the suppliers’ evaluation to reflect your specific requirements.

Direct Award

The Framework is designed to enable compliant direct awards to your preferred supplier.

Further Competition

We can run a compliant 10-day further competition to request more specific service offers or bespoke pricing responses.

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Contract in place

Our team will prepare and facilitate the required agreements to secure your new contract, supporting with any queries to reduce your administrative burdens.

A compliant provider can be identified and contracted in as little as five weeks.

Lifetime contract support

Beyond the initial award process, you will receive ongoing, dedicated support from our Customer Success Team for the entire lifecycle of your contract.

Invoice validation service

Our monthly invoice validation service identifies any discrepancies in your charges, with our team on hand to resolve these with your supplier on your behalf. This recently resulted in a £8,000 refund for a District Council for an administrative error only our system had identified.

Start your free comparison report.

Tell us a little about your organisation and we will prepare a no-obligation comparison of your banking and merchant services costs. It takes two minutes.

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© 2026 CPRAS. CPRAS is a trading name of Card Processing Advisory Service Limited. Registered in England and Wales, company number 06607806. Registered office: 167-169 Gt Portland St, 5th Floor, London W1W 5PF.

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